RV Insurance in Michigan

RV insurance can protect your motorhome, travel trailer, camper and even your horse trailer. Let the Elder Agency help you select the right coverage for your RV needs and get a great price at the same time.

Recreational Vehicle Insurance

We have several carriers that offer coverage for the summer campers and year round travelers! 

Liability coverage provides you with bodily injury and property damage coverage, medical payments, uninsured coverage, and more. You can also choose Comprehensive and Collision coverage and if your RV is 2 years or newer you can choose total loss replacement. 

Options tailored to your needs can include:
Stated Value – market value/actual cash value of the RV
Agreed Value – the insured amount, regardless of the current market value
Replacement Cost – replace your insured RV with a new RV that is most like it

Consider Vacation Liability coverage for when you stop driving and start using your recreational vehicle as a temporary residence. Some policies can include additional coverage for physical damage in Mexico.

Personal Effect Coverage provides replacement cost for damage or loss to items normally used with your RV when physical damage coverage is selected.

You can include Roadside Assistance, which has you covered 24/7 in the event of a breakdown or accident. Some will even allow you to upgrade the coverage to include lodging, transportation, and meal coverage if needed.

Other additional coverage can include: accident forgiveness, pet coverage, diminishing deductible, and more.

Discounts can lower your premium. Ask if you qualify for safe driver discounts, original owner discounts, package discounts and more. You can save money if you insure more than one item with a single company, including your home, cars, motorcycles, classic cars, and boats.

How to get started on your RV quote

To get started on your quote, call our office or click over to our quotes page.