Who We Write With
As an Independent agency, we have the ability to write with many different insurance companies. With 12+ carriers we are able to find the right coverage for most situations. We have companies based right here in the UP as well as some that service states across the Country.
Accident Fund is a leading workers’ compensation insurance carrier headquartered in Michigan, offering specialized coverage, workplace safety resources, and expert claims management. With more than a century of experience, the company helps employers protect their employees while managing workplace injury risks and controlling workers’ compensation costs.
Auto Owners Insurance is a highly respected, regional insurance company that’s been around since 1916. It’s known for strong financial stability, personalized service, and working exclusively through independent agents, so clients get tailored advice rather than a one-size-fits-all policy. The company consistently carriers an excellent AM Best rating which means that they are very reliable when it comes to paying claims. They specialize in home, auto, life, and business policies.
Citizens Insurance, a member of The Hanover Insurance Group, is one of Michigan’s most recognized insurance companies and has been serving Michigan policyholders for decades. Citizens specializes in personal insurance products such as auto, home, umbrella, and recreational vehicle coverage, while also offering a wide range of business insurance solutions. Citizens is the Michigan personal lines brand of The Hanover Insurance Group, a financially strong national carrier with roots dating back to 1852.
Frankenmuth Insurance is a Michigan-based company that’s been around since 1868, built on a “neighbor helping neighbor” philosophy. They’ve grown into a strong regional carrier while still keeping that local, relationship-driven approach. They focus on providing peace of mind through personalized coverage and long-term reliability, especially for individuals, families, and businesses in the Midwest and surrounding states. Frankenmuth offers home, auto, and business coverages.
Fremont Insurance is a Michigan-based insurance company that’s been around since 1876, so they’ve built a long track record of stability and experience. They focus primarily on serving Michigan (and some nearby areas), which allows them to design coverage specifically for the risks and needs in this region. Fremont focuses on home, auto, and business coverages. We find that they have competitive home rates and very competitive business policy rates.
Hagerty is the nation’s leading specialty insurance provider for classic, collector, and enthusiast vehicles. Founded in Michigan and headquartered in Traverse City, Hagerty has built its reputation by focusing exclusively on vehicles that owners view as more than just transportation. The company specializes in protecting collector cars, classic trucks, motorcycles, boats, and other specialty vehicles with coverage designed specifically for enthusiasts.
Hastings Insurance is a Michigan-based company that’s been around since 1885. They’ve built a strong reputation as a stable, regional carrier that focuses on protecting families, homes, and businesses throughout the Midwest. They operate through independent agents, which means their policies are designed to be tailored—rather than one-size-fits-all.
Northern Mutual Insurance Company is a Michigan-based mutual insurance carrier that has been protecting Michigan families since 1889. Headquartered in Hancock, Michigan, Northern Mutual focuses exclusively on serving Michigan policyholders through a network of independent insurance agents across the state. As a mutual company, it is owned by its policyholders rather than stockholders, allowing the company to focus on long-term financial stability and customer service.Northern Mutual specializes in personal insurance products, including homeowners, auto, dwelling fire (rental property), and personal umbrella insurance. Their underwriting expertise and local knowledge make them particularly well-suited for Michigan homeowners, seasonal properties, and families looking for personalized service from a regional carrier.
Progressive Insurance is a nationally recognized carrier known for competitive pricing, flexible coverage options, and innovative insurance solutions. With strong offerings for auto, recreational vehicles, and commercial auto insurance, Progressive is often a great choice for customers looking for value, convenience, and dependable protection.
Retailers Insurance Company is a Michigan-based workers’ compensation specialist that combines competitive pricing, enhanced coverage, and personalized service. Backed by strong financial stability and decades of experience, RIC helps businesses protect their employees, reduce workplace injuries, and manage workers’ compensation costs effectively.
SECURA Insurance is a financially strong mutual insurance company that has been protecting businesses, farms, nonprofits, and individuals since 1900. Headquartered in Wisconsin and serving Michigan and other Midwest states, SECURA is known for its relationship-focused approach, strong claims service, and support of independent insurance agents. As a mutual company, SECURA’s focus is on serving policyholders rather than stockholders, allowing them to prioritize long-term stability and customer satisfaction.
Travelers Insurance is a financially strong national carrier that offers a wide range of personal and commercial insurance products. Known for dependable claims service, innovative coverage options, and long-term stability, Travelers is a popular choice for individuals, families, and businesses seeking comprehensive insurance protection.
