Michigan Auto Reform
After decades of Michigan insurance laws being untouched, May of 2019 a new no-fault auto insurance reform legislation was passed.
What is Auto Reform and when does it go into effect?
How much money will I save?
What is PIP and what are my PIP coverage options?
For further information on each option please visit:
What is this form that I’m signing?
Please visit the following link for more information and samples of the forms.
Doesn’t my health insurance cover this?
What is Order of Priority?
What Rating Factors have changed?
What is the new state minimum for Bodily Injury/Liability coverage?
What if I’m driving a motorcycle?
What is MCCA and how is it changing?
The Michigan Catastrophic Claims Association (MCCA) is an association of auto insurers that reimburses member companies for PIP medical costs exceeding an identified amount, currently $580,000. The MCCA has already announced that as a direct result of the new law, it is lowering its per vehicle assessment starting July 2, 2020, which will save Michigan drivers at least $120 per car. Drivers choosing less then unlimited PIP medical will not pay any assessment to the MCCA.
For more information on auto reform and how it relates to your policy give one of our agents a call! 906-228-9292