Looking for Flood Insurance?
When most people think of a flood, they might think of events like Hurricane Katrina, or Hurricane Sandy. These were huge devastating storms that caused billions of dollars in damage.
In reality, most floods are caused by far less catastrophic situations. In fact, it only takes a few inches of standing water to cause tens of thousands of dollars.
In most situations, you will have a 30 day waiting period when you buy flood insurance, so don’t wait until it’s too late!
A common misconception of flood policies are that they ALL are very expensive. This can be true depending on the flood zone you live and a few other factors. However, there are private flood companies out there that can provide a reasonable quote if you are not in high risk areas.
Most Homeowners insurance does not cover flood damage
Typically, flood insurance has to be purchased as a separate, stand-alone policy and cannot be added to most homeowners policies. Price varies depending on what type of flood zone you are located.
If you live in certain flood zones, your mortgage company may require that you purchase a flood insurance policy.
If you live outside a high-risk zone, or if you no longer have a mortgage, flood insurance is optional.
How to get started on your Flood Insurance quote
To get started on your quote, call our office or click over to our quotes page. Either way we’ll make the process simple!